When someone makes a payment to Temple Shalom with a Visa, Mastercard or Discover card, the card processor charges a fee to Temple Shalom to cover the processing of the payment.  By checking the "Bill my card for transactin fees" box, your card will be charged this fee (calculated as 2.88% of payment amount) so that the Temple receives the full amount of your contribution or payment.  For example, if you make a donation of $100, $2.88 is paid to the card processor and Temple Shalom receives $97.12.  In this example if you check the box, your card will be charged $102.88 and Temple Shalom will receive the full $100 dontation. The choice is completely yours.